Protect Your Home and Everything In It

At Lutz Agency Inc., we know how hard you’ve worked to turn your house into a home. Since your home is one of the most important financial investments of your lifetime, you’ll need proper coverage in order to keep your investment protected and provide your family with the guarantee that they’ll always be safe and sound.

We offer coverage options that are both flexible and affordable, and will work with you on an individual basis to find a policy that best suits your needs. Our team is dedicated to providing the assurance that your family and your possessions are secure.

Our Home Insurance coverage options include:

• Property Insurance
• Homeowners Liability
• Renters Insurance
• Condo Insurance
• Mobile Home Insurance
• Scheduled Property Insurance
• Landlords Insurance
• In-Home Business Insurance

Good Drivers are Responsible Drivers

Having proper Auto Insurance ensures your independence behind the wheel. From accidents and injuries to hit-and-runs and theft, it’s important to keep your car insured so you’re prepared when accidents do happen.

At Lutz Agency Inc., we combine premium Auto Insurance with personalized service to give you the best coverage possible. Our insurance specialists will work with you one-on-one to find a policy that keeps you and your drivers protected at all costs for peace-of-mind driving assurance.

The Road Less Traveled

The thrill of adventure – it’s what owning a recreational vehicle is all about. Whatever your interest, be it cruising on your motorcycle or exploring the road less traveled on your ATV, Lutz Agency Inc. offers advanced coverage options to meet the insurance needs of the adventurer in everyone.

Whether you’re an experienced outdoor enthusiast or just starting out, we have a policy to fit your needs. From RVs and boats to ATVs, Lutz Agency Inc., can ensure the safety of both you and your vehicle. Our insurance options provide you with the same service and rich features you can expect – from comprehensive and collision coverage to personal injury protection and towing costs.

We offer a variety of Recreational Vehicle Insurance packages, such as:

• Boat Insurance
• Motorcycle Insurance
• Motorhome Insurance
• ATV Insurance
• Snowmobile Insurance

With Recreational Vehicle Insurance from Lutz Agency Inc., you can continue living the dream with confidence, knowing that you, your vehicle, and your passengers are protected. Contact one of our representatives today to find a package that works best for you.

Cast Your Worries Aside

For most people, owning a boat can be a dream come true. Whether you’re out on the water with friends or enjoying a relaxing day of fishing, your boat provides an escape from the daily grind.

With a Boat Owners Insurance policy from Lutz Agency Inc., you can relax and enjoy your time away knowing that you’re properly insured. We offer many coverage options to keep you, your boat, and its passengers safe, specializing in insurance for the following marine vehicles:

• Yachts
• Performance Boats
• Sail Boats
• Bass Boats
• Jet Skis
• WaveRunners

What Can a Boat Insurance Policy Cover?

Unfortunately, accidents happen – even on the water. A specialized Boat Insurance policy covers your boat or personal watercraft, as well as its motor against potential loss due to:

• Vandalism
• Collision with another boat or object
• Theft
• Damage caused by uninsured or underinsured boaters

Your policy also extends to protect extra equipment attached to your boat such as anchors, oars, canopies, life preservers, and fuel tanks. Coverage for fishing equipment and personal property is also available.

In addition, Liability Boat Insurance can help pay for medical expenses or legal costs if you’re at fault in a boating accident. Coverage options include:

• Bodily Injury payments
• Damage to another’s property
• Medical Payments
• Guest Passenger Liability

Additional Coverage Options

At Lutz Agency Inc., we make insuring your boat or personal watercraft easy and affordable by offering extended policy benefits like On-Water Towing and Roadside Assistance when traveling with your boat. You may also be eligible for money-saving discounts when you insure multiple watercrafts or combine your Boat and Auto policies. Even simple things like being an accident-free boater and completing a boating safety course can help you save money too.

It’s your passion, your dream. Protect that dream for years to come with the right insurance policy from Lutz Agency Inc.. Talk with one of our local insurance specialists today to learn more about Boat Owners Insurance.

As you experience changes in your life, your health insurance coverage should adjust as well. Individual and family health insurance plans can help cover expenses in the case of serious medical emergencies, and help you and your family stay on top of preventative health-care services.

Lutz Agency Inc., can help you find the health coverage you need.

If a need for life insurance coverage exists, it is in your best interest to purchase a policy as soon as possible to ensure the safety and stability of your loved ones.

When is the right time to start a life insurance policy? The answer can be complicated. There are many variables in life, and many different life insurance product offerings.

We believe that life insurance policies should change as your life does. Additions to the family, marriages, changes in assets–all of these variables can affect your life insurance’s ability to meet your ultimate objectives. Our staff makes it a point to be available to answer any questions regarding coverage, and we regularly help clients in Nashville, Belleville, Mt. Vernon and surrounding areas.

Individual Life Insurance, Group Life Insurance, Long-Term Care and More

Lutz Agency Inc., provides life insurance for individuals and businesses. We strive to ensure that our clients can make informed decisions when choosing to purchase life insurance. We will listen to your objectives and educate you on the options available to help you meet your life insurance goals, including having money for funerals, debt, mortgage protection, income replacement, and education costs for your children.

Our life insurance product offerings include, but are not limited to:

• Individual Life Insurance
• Group Life Insurance
• Long-Term Care Insurance
• Mortgage Protection Insurance
• Second-To-Die Policy
• Key Person (Key Men) Insurance